What happens to a Sailor's SGLI eligibility if they are determined to be unauthorized absence (UA) for 31 days?

When a Sailor is determined to be unauthorized absence (UA) for 31 days, their Service Members' Group Life Insurance (SGLI) eligibility is terminated. This is because being in UA indicates that the Sailor is not actively fulfilling their military responsibilities and is effectively considered to be in an unserviceable status. The SGLI program is designed to provide life insurance coverage to active-duty members who are performing their duties, and prolonged unauthorized absence signifies that the service member is not in a position where the insurance can be activated for the benefit of their dependents or beneficiaries. As such, the SGLI eligibility cannot be maintained under these circumstances, resulting in its termination.