Which of the following actions is an example of poor credit card management?

Impulse buying over the holidays is an example of poor credit card management because it often leads to spending beyond one’s means and can result in accumulating debt that may be difficult to pay off. During holidays, the temptation to purchase gifts and take advantage of sales can overshadow careful financial planning. This behavior usually results in increased credit card balances and can lead to interest charges if the full amount is not paid by the due date. Effective credit card management involves making informed decisions, budgeting, and prioritizing essential expenses, rather than succumbing to impulsive purchasing behaviors.